Target Customer & Purpose
- Access our Agribusiness loan to buy farm inputs, buy livestock, buy feeds and feeding equipment, construct farmhouses and biogas systems; buy land, sink boreholes, buy vehicles and other farm machinery; meet social-economic needs (school fees, hospital bills etc).
- Imarisha Kilimo focuses on value chain-based financing approach where all players that transition movement of agricultural produce from production to consumption. This includes customers operating individually, in groups, Saccos, CBOs, Cooperatives among others.
Features
Agribusiness customers include those that are engaged in the following activities: • Commercial farming both in both crop and livestock production.
- Agric. produce traders i.e crop, livestock, and by-products suppliers to various markets and institutions, e.g. schools, hospitals, prisons etc.
- Agro-processors e.g licensed home-based value addition businesses, on-farm processing e.g dairy firms, ATM milk sales, meat suppliers, slaughterhouses etc.
- Agro traders e.g Agro-Stockists eg animal feeds suppliers, agro-vets etc.
- Agric service providers e.g agricultural equipment and machinery hiring services, soil testing, veterinary services, transporters/distributors, warehousing/storage etc.
- Agro-Exporters and Agro-Importers
- Target Value Chains
- Caritas MFB majors but not limited to the following agribusiness value chains;
- Dairy Farming, Horticulture Farming, Pig Farming, Poultry Farming, Food Crop Farming, Farm Machinery and Equipment. (to be accompanied by selected photos to be shared)
Benefits
- Affordable interest rates.
- Flexible repayment period.
- Repayment aligned to production cycles.
- Flexibility in processing.
- Easy access to top up facilities.
- Attractive insurance terms.
Requirements
- Copy of ID and KRA pin
- At least 2 current farm produce delivery/payment slips.
- Production/business records
- Agribusiness experience of 1 year or 1 production cycle
