CARIMED Health Cover is your peace of mind in one powerful health cover.Affordable. Accessible. All-Inclusive. Health Cover tailored for both groups and individuals/households. Bringing quality healthcare to every Kenyan
This video introduces CARIMED Health Cover, a collaborative healthcare insurance initiative between the Catholic Church (specifically the Archdiocese of Nairobi) and Caritas Microfinance Bank. Designed to address the financial sustainability challenges faced by faith-based hospitals during transitions in national health schemes, the product aims to provide affordable and accessible healthcare for all Kenyans.
Key takeaways from the video:
Church-led initiative: The product was developed in response to the difficulties hospitals face in procuring commodities and paying staff, ensuring they can continue to serve the community effectively (0:02-1:04).
Broad accessibility: CARIMED offers options for various income levels—low, middle, and upper—ensuring that it remains an inclusive solution (2:42-2:48).
Unique features: The cover is noted for being a household-level product that does not discriminate based on age or chronic conditions, and it allows for a short 14-day waiting period (13:49-14:32).
Stakeholder involvement: Hospital administrators and clergy, such as Sister Esther Moi and Father Reuben Jagi, were involved in consultative meetings during the product's development, ensuring it addressed actual needs on the ground (2:49-3:34, 5:09-5:58).
Hospital impact: Facilities like St. Francis Community Hospital and Jamaa Mission Hospital are already using the product, reporting that it has significantly helped with patient admission and treatment processes (14:39-15:07).
The ultimate goal of CARIMED is to achieve equity in healthcare access across Kenya and improve the liquidity of faith-based health institutions to ensure they remain sustainable (15:57-16:31, 18:23-19:03).