The segment targets both government and private employees. For government, we have ministries (civil servants) parastatals and other selected companies.

• Flexible repayment arrangements max period 96 months financing Max KSH 4M.
• Able to buy off the loan from other institution.
• Ability to repay and the 1/3 rule on the employee’s pay slip must apply.

• Competitive interest rates
• Quick turn around time
• No penalty for early repayment

• Open a Caritas MFB transactional Account.
• Original and Copy of National ID/Passport
• A dully filled loan application form.
• 3 months certified pay slip.
• 3 months certified salary statement.